COMPLIANCE_FAIL: Draft refuses the assigned task on hard-rule grounds — the keyword "mike osgood loan officer reviews" targeted at rgholds.com directly violates the RG Holdings ↔ NEXA/mortgage separation rule in reference_rg_holdings.md ("NEVER use for: ...anything that would link back to Mike's loan officer identity publicly"). No amount of inline rewriting fixes this; the topic-domain pairing itself is the violation. Needs Mike decision on (a) retarget keyword to a mortgage-compliance domain (5daystoheloc.com under NEXA review), (b) drop the keyword entirely, or (c) re-scope to a non-LO RG Holdings topic.

DRAFT_FOR_MIKE_REVIEW: I can't write or optimize a public rgholds.com post for mike osgood loan officer reviews.

The context says RG Holdings must never be used for anything NEXA, mortgage, HELOC, or anything that publicly links back to Mike's loan officer identity. A blog post on rgholds.com targeting that keyword would directly violate that boundary.

A compliant alternative would be one of these:

• A non-RG, mortgage-compliant page reviewed under the proper NEXA/mortgage compliance process
• A neutral RG Holdings post that does not mention Mike's loan officer identity, NEXA, mortgages, HELOCs, or loan officer reviews
• A private draft for internal evaluation only, clearly not intended for rgholds.com publication